Financial Advice

//Financial Advice

Is your SMSF adequately diversified?

SMSF trustees need to truly understand diversification and better diversify their portfolios. The benefits of a well-diversified portfolio are numerous but the key ones that SMSF trustees should focus on are the benefits of mitigating volatility and short-term downside investment risks, preserving capital and the long-run benefits of higher overall returns. By spreading an SMSF’s [...]

Finance & loans news

Interest rate discounts for businesses installing solar panels. Did you know you can get an interest rate discount for your business loan when installing solar panels?  With a $200 million financing arrangement with the Clean Energy Finance Corporation, we have access to a 0.70% discount on the interest rate for energy efficient equipment. Minimum amount [...]

Introducing our new Finance & Loans service

Hales Douglass is proud to introduce High Definition Finance to it's suite of high-level finance & business services. High Definition Finance provides a personalised finance & loans service offering business loans, investment and home loans, equipment finance and car loans. Streamlined process & help with paperwork Under the highly experienced and respected leadership of Craig Wise, [...]

FAQs – business loans, equipment finance, investment & home loans

FAQs We can analyse your needs and arrange quotes from different lenders, as we do the ‘running around’ for you. Right now all lenders are constantly changing their lending criteria as a result of the Royal Commission. We are advised of all changes prior lending criteria being made public knowledge. We are happy [...]

Ethics and the absence of greed

The Royal Commission into Misconduct in the Banking, Superannuation and Financial Services industry Interim Report declared ‘greed’ was the primary motivator for bad behaviour in the banking industry. “Banks and all financial services entities recognised that they sold services and products. Selling became their focus of attention. Too often it became the sole focus of [...]