SMSF

//SMSF

Is your SMSF adequately diversified?

SMSF trustees need to truly understand diversification and better diversify their portfolios. The benefits of a well-diversified portfolio are numerous but the key ones that SMSF trustees should focus on are the benefits of mitigating volatility and short-term downside investment risks, preserving capital and the long-run benefits of higher overall returns. By spreading an SMSF’s [...]

Why it’s best to plan for unexpected events – SMSFs

Have you considered what you will do if an unexpected event occurs? Your SMSF is a long-term plan. Much can happen during this time including illness, incapacity or death of a member. It is best practice to have contingency plans in place to deal with unexpected events. For example, if a fund member dies, leaving [...]

By |2018-08-06T15:42:46+00:00August 6th, 2018|Categories: Blog, Featured, Financial Advice, SMSF|Tags: , , |

June 30 Superannuation Tips 2018

With the end of the financial year fast approaching, now is the perfect time to ensure your superannuation strategies are in place before 30 June. Contribution caps Before the end of the financial year you should: Review if you have any income available to contribute to your fund; and Review your total contributions to ensure [...]

2018 Budget Snapshot

On Tuesday 8 May, the government handed down its Budget for the 2018–19 year, which is likely to be the final Budget before the next federal election. It’s therefore hardly surprising that the Coalition promised to deliver a suite of tax cuts for individuals at various income levels, as well as a range of incentives [...]

How do franking credits benefit SMSFs?

You may have noticed significant media coverage recently regarding the Australian Labor Party’s proposed policy to stop SMSFs from receiving tax refunds for the franking credits they receive in conjunction with the dividends paid from Australian companies they own. What are franking credits and how do they benefit SMSFs? Under the Australian tax system companies [...]

By |2018-03-22T14:42:06+00:00March 22nd, 2018|Categories: Blog, Financial Advice, SMSF|Tags: , |