FAQs – business loans, equipment finance, investment & home loans
FAQs We can analyse your needs and arrange quotes from different lenders, as we do the ‘running around’ for you. Right now all lenders are constantly changing their lending criteria as a result of the Royal Commission. We are advised of all changes prior lending criteria being made public [...]
Ethics and the absence of greed
The Royal Commission into Misconduct in the Banking, Superannuation and Financial Services industry Interim Report declared ‘greed’ was the primary motivator for bad behaviour in the banking industry. “Banks and all financial services entities recognised that they sold services and products. Selling became their focus of attention. Too often it [...]
Ethical & sustainable investment tips
Investors in Australia and around the world are increasingly aware of how certain business practices may affect the environment and how those practices may impact on future generations. As a result, many individuals and institutions are asking how they can align their investment decisions with their views on sustainable development, [...]
Why it’s best to plan for unexpected events – SMSFs
Have you considered what you will do if an unexpected event occurs? Your SMSF is a long-term plan. Much can happen during this time including illness, incapacity or death of a member. It is best practice to have contingency plans in place to deal with unexpected events. For example, if [...]
Sustainable Investing – ESG explained…
Environmental, social and governance - ESG - refers to the three central factors in measuring the sustainability and ethical impact of an investment in a company or business. These criteria help to better determine the future financial performance of companies (return and risk). ESG concerns are vast, and the list [...]
Aged Care Advice – step by step
Whether considering options for yourself or deciding how best to help someone close to you, aged care is a complex area and requires careful thought. The uncertainty surrounding where to move, how much it will cost and where the money will come from can be overwhelming and stressful. We recommend [...]